My name is Gregg F. Himfar, and I'm the founder and President of GFH Financial.
By offering a wide range of financial planning services, including investment management, wealth management, retirement planning, insurance, education planning, estate planning and working with 401(k) and 403(b) plan sponsors, we instill confidence that your complete financial picture will be aligned with your unique goals and future aspirations. We serve businesses of all sizes, individuals, and families, as well as nonprofit organizations across the West Coast.
The best way to gain a particular skill-set is through experience. Having 25+ years of experience working within the financial services industry, my firm, GFH Financial has those intrinsic qualities that are only acquired through real-world experience.
My passion for this industry began at an early age, fielding sales calls for my father, who at the time ran a commodity fund for Dean Witter. Under my father's mentorship, I interned at various firms such as Merrill Lynch (high school), and A.G. Edwards in college - absorbing all the information I could. My focus early on was very analytical - serving as an intern junior analyst researching publicly traded REITS (real estate investment trusts) and honing the art of data analysis - both fundamental and technical in nature. Upon graduating from Torrey Pines High School, I packed-up and moved east to attend Northeastern University in Boston, MA - where I studied business. My studies concluded with having graduated from San Diego State University with a Bachelor of Science degree - Business Finance. Upon graduation, I packed up, and again moved east, having accepted a position at American Skandia (now Prudential) in Shelton, CT.
My career began in financial services while working at American Skandia as an internal wholesaler - providing internal wholesaling support to the external sales force - while learning everything about mutual funds and annuities. With the goal of working on Wall St., (New York), I left my position at American Skandia after several years, and moved to New York City, where I accepted the position of Assistant Vice President of Insurance & Annuities at Chemical Bank – which subsequently merged with Chase Bank (now JP Morgan Chase). While working within the investment research department at Chase, my responsibilities focused on fixed income and equity research, economic analysis, and management of the banks insurance products. My skill-set grew while working within the Investment Research department, and as part of a team, included establishing asset allocation models for the banks clients in the tri-state area. Prior to opening GFH Financial, and prior to moving back to the West coast, I served as a product manager and product development specialist at Prudential in Newark, NJ. While at Prudential, I was tasked with developing products to help investors save for retirement -one product feature my team worked to develop, found throughout the insurance industry today lives on - the concept of guaranteed lifetime living benefits. You can find some form of this benefit in most modern day annuities sold today. I left Prudential in June of 1999, to establish GFH Financial- a boutique financial planning company providing financial services to individuals, families, business owners, and company plan sponsors.
Gregg is a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Plan Fiduciary Advisor. Gregg is securities licensed in multiple states across the country, and insurance licensed in CA: #0C92535
I currently reside in Carlsbad, CA with my beautiful wife Stephanie and two teen-age kids, Leighton (daughter), age 14 and Reid (son) age 17. When I'm not in the office, I'm either working out, training my working-line German Shepherd named “Bosco” in Schutzhund, or watching my kids compete in their respective sports. I enjoy playing with and training my daughter in tennis as she looks forward to playing in high school next year; further, I enjoy watching and playing basketball with my son Reid, who plays both varsity basketball and football at San Marcos High School. I'm an avid coin collector and have fun acquiring sports collectibles. Having lived in NYC for years and attended college in Boston, my love of good food is very strong- today I'm what's referred to as a "foodie." I miss and often search out Sicilian sliced pizza originally sampled at the "Boston House of Pizza" located in Boston, MA., and miss the many ethnic eateries I so often enjoyed eating at throughout New York City. I'm also an avid traveler, and enjoy learning the Spanish language. I hope to visit Spain this Summer, and put my Spanish language skills to the test.
GFH Financial is an independent financial services firm under the the umbrella (broker dealer) of LPL Financial - Member SIPC. The company was created by its founder and President Gregg F. Himfar in June of 1999. We are dedicated to providing each and every client the solutions necessary to achieve their financial goals. Further, we incorporate financial planning principals that look at various aspects of a clients financial situation. The big picture includes, but is not limited to: wealth management, education planning, life and health insurance (Medicare too), estate planning, tax planning, legacy planning, and business planning. We also specialize in working closely with company plan sponsors/fiduciaries of group retirement plans, such as profit sharing 401(k ) / 403(b) plans and defined benefit pension plans. Most important to you, our advisors carry the Certified Financial Planner™ designation, a badge that indicates we are required to act in a fiduciary capacity.