Hello everyone! My blog is designed to address financial topics that we're often confronted with in the media and financial publications, and access to information regarding these topics is not readily available or entirely accurate. My articles will address multiple topics of interest. The articles will include both facts and opinions expressed by its author, Gregg F. Himfar CFP®. Feel free to send me a note with additional topics of interest or simply your opinions regarding my blog posts.
The Cost of Timing the Market
Click the attachments here, The Cost of Timing the Market , to check out this article from Franklin Templeton. This articles demonstrates how trying to outsmart the market can be costly to investors and why.Read More
How Much Retirement Income is Enough?
Marlena Lee, PhD, explains how her research on replacement rates can help both plan participants and sponsors prepare for better retirement outcomes. Watch here.Read More
Market Commentary - First Affirmative
Read the market commentary on the last quarter of 2018 and the outlook for 2019. Click on the link below. Market CommentaryRead More
Affirmative Impact July 2018
Can 43 shares make a difference? Yes! In this First Affirmative issue you can read about the story of how two First Affirmative clients made a company phase out hazardous chemicals to greener and safer choices - just by exercising...Read More
Affirmative Impact April 2018
What is financial institutions role in gun violence? Read more about the responsibility that financial institutions have in this matter. Facebook has been facing some difficulties the last two years with their involvement in the 2016...Read More
A few facts about Sweden
As we recently hired a new Intern from Sweden, we thought it would be a great opportunity to learn more about Sweden. Here are some interesting points about CSR (Corporate Socially Responsibility) in Sweden. CSR has been major among...Read More
Affirmative Impact - January 2018
Hi! Below you will find the First Affirmative newsletter and Market Commentary for January 2018. Have a pleasant reading! Affirmative Impact Market commentaryRead More
First Affirmative April, 2017 Newsletter
Click Here First Affirmative April, 2017 Newsletter Sustainable, Responsible, Impact InvestingRead More
First Affirmative April, 2017 Newsletter
First Affirmative April, 2017 Newsletter Sustainable, Responsible, Impact InvestingRead More
First Affirmative Market Commentary
Please click on the following link to view the April, 2017 market commentary update from First Affirmative: Sustainable, Responsible, Impact Investing: Market Commentary April, 2017Read More
Click the attachment here, Economic Commentary, to check out this article written by Mei Miller. The article touches on job creation and the unemployment rate in years past. It goes into details concerning the 2017 economic forecast...Read More
Attention Xcite 401k Participants!
It's Gregg Himfar CFP®, your financial adviser on the Xcite Steps 401k plan. As participants, I see you have been contributing and I encourage you to continue saving for retirement. I will be sending video newsletters every month...Read More
FINRA Broker Check U4 Report
FINRA Broker Check U4 Required Starting June 6th 2016 Financial Industry Regulatory Authority FINRA is tasked with protecting investors and upholding market integrity by regulating the securities industry. They are an independent,...Read More
The Case For ETF's in your 401(k)
Exchange traded funds (ETF's) offer lower costs, provide unique diversification strategies, and have less restrictions when it comes to investing employee deferrals into company sponsored profit sharing plans, such as the 401(k). The...Read More
The 401(k) Loan Effect! How About We Travel To The South of France Next Week?
In the short term, a trip to France sounds great - I must agree. In the long term, you may regret how you funded that dream vacation - especially if funded through a loan from your 401(k) plan. Perhaps a simple road-trip down to the...Read More
Does Your Financial Advisor Make The Grade? What To Look For!
Have you hired a competent financial advisor? What makes one financial professional different from another? What steps and/or attributes should one take/look for in conducting a search? Those in need of advice need a process to...Read More