2344 Larimar Avenue
Carlsbad, CA 92009

GFH Financial

(760) 448-6440

 
Suddenly Single: Three Steps to Take Now Emerging Market Opportunities Global and International Funds Are Alternative Investments Right for You?

Welcome to GFH Financial!

At GFH Financial, our goal is to help provide solutions to your specific life's goals, in both a competent and reliable setting.  We help identify what you wish to accomplish, research how best to help it, and monitor your progress until your goals are addressed.

At GFH Financial, we work with the following types individuals:

  •   Individuals saving for retirement
  •   Retired Individuals
  •   Both large and small businesses
  •   Families with children

Leveraging two decades of financial services industry experience, we provide:

  •  Investment Planning Strategies
  •  Income Tax Planning Strategies
  •  Insurance Planning Analysis
  •  Retirement Planning  Strategies & Employee Benefits
  •  Estate Planning Analysis
  •  Financial Planning Strategies

Gregg F. Himfar CFP® is a Certified Financial Planner™, with more than 20+ years of industry experience, and has been providing financial services for both individuals and businesses for 15 years.  Gregg F. Himfar is a Certified Financial Planner™, this designation is commonly referred to as a CFP® operates under a strict set of moral and ethical guidelines - namely the  CFP® Board's "Code of Ethics."  Doing the right thing, and placing your interests ahead of my own - are standards by which I adhere to.

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Helpful Content

Your Changing Definition of Risk in Retirement

Your Changing Definition of Risk in Retirement

A change in your mindset during retirement may drive changes to your portfolio.

The Business Cycle

The Business Cycle

How will you weather the ups and downs of the business cycle?

Women and Retirement

Women and Retirement

Women are great at multi-tasking. But many drop the ball when preparing for retirement.

 

Your Emergency Fund: How Much Is Enough?

Having an emergency fund may help alleviate the stress and worry associated with a financial crisis.

Critical Estate Documents

Sound estate management includes creating financial and healthcare documents. Here's an inside look.

Systematic Withdrawals in Retirement - Clear and Wrong?

Taking regular, periodic withdrawals during retirement can be quite problematic.

Global vs. International: What’s The Difference?

International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks.

What Is a Stretch IRA?

If you have a traditional IRA, you may have the opportunity to extend its tax-deferred status across multiple generations.

Best Performing Asset Classes

Bonds may outperform stocks one year only to have stocks rebound the next.

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What Is My Risk Tolerance?

This questionnaire will help determine your tolerance for investment risk.

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

What's My Potential Estate Tax?

This calculator helps estimate your federal estate tax liability.

Saving for College

This calculator can help you estimate how much you should be saving for college.

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

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Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

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Acres of Diamonds

In life it often happens that the answers are right in our own back yards. This may be particularly true of investing.

Choosing a Mortgage

Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

Global and International Funds

Investors seeking world investments can choose between global and international funds. What's the difference?

The Richest Man in Babylon

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

What Smart Investors Know

Smart investors take the time to separate emotion from fact.

Do You Feel Lucky?

Recent changes in estate tax laws could affect the strategy you have in place.

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